Having debts is endemic to most people, however, mismanagement of said debt is what can result in serious issues for people. Ensuring that you repay your debt in full and on time is easy when you have the means to do so. When you are without a job then the real problems present themselves. Debt can cause problems for anyone, whether you are employed or not. Not everyone possess the discipline it takes to eliminate those debts. If you are not one of the people who have, or is able to maintain the discipline it takes to manage your debt, then use a professional before it gets to an uncontrollable state. At http://www.curadebt.com, you have the option of choosing whether you allow the debt to run your life, or you get the power to let it go.